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Hawaiian Community Assets Financial Assistance for Native Hawaiians homeownership and rent assistance and help for farmers hawaii

Kahua Waiwai

Kahua Waiwai: Building a Foundation of Wealth© Curriculum.

In 2003, HCA co-founders, Blossom Feiteira and Kehaulani Filimoe’atu, were honored with a Leadership for a Changing World Award from Ford Foundation for developing a culturally-appropriate, place-based homebuyer education curriculum and program to assist Native Hawaiians purchase homes, entitled Kahua Waiwai: Building a Foundation of Wealth©.

HCA has since used its community-based curriculum development model to engage youth, families, teachers, local business owners, and community members in the creation of place-based Kahua Waiwai editions now available for youth, families, and potential renters.

Kahua Waiwai Educational Booklets

Our Kahua Waiwai booklets are available for purchase.
Hawaii Lending with Hawaii Community Assets Financial Opportunity Centers
Kahua Waiwai - Keiki Edition

Kahua Waiwai Keiki Edition

For parents and their children ages 8 and under. Become your child’s first financial educator. Buy our keiki handbook so you and your child can follow the story of Kimo and his journey to learn about earning, spending, saving, and even starting a shave ice stand with his ʻohana!
$25 per book including shipping.
Kahua Waiwai - ʻŌpio Edition

Kahua Waiwai ʻŌpio Edition

For high school and college age students. Ensure your older children learn critical financial life skills. Buy our ʻōpio handbook that walks through the steps to obtain a job, open a bank account, build credit, and prepare for college, careers and renting.
$25 per book including shipping.
Kahua Waiwai - Home Buyer Edition

Kahua Waiwai Homebuyer Edition

For homebuyers. Learn the steps your ʻohana needs to take to buy a home in Hawaiʻi. Buy our homebuyer handbook to prepare for making the biggest investment of your life – from setting financial goals to engaging the entire ʻohana in realizing the dream of homeownership.
$25 per book including shipping.

Success Stories

Return on Investing in Panaewa’s Next Generation

Kahua Waiwai Educational Program with Hawaiian Community Assets

In 2008, after 8 years of providing homebuyer and financial education to low- and moderate- income families in Hawaii, nonprofit organization and HUD-certified housing counseling agency Hawaiian Community Assets (HCA) received funding from the Federal Administration for Native Americans to develop a culturally-relevant financial education curriculum for Hawaii youth, ages 13+. Through outreach and community focus groups, HCA organized community leaders, teachers, local business owners, service providers, parents, and youth to guide the development of the curriculum entitled Kahua Waiwai: Building a Foundation of Wealth, Opio Edition©.

Kahua Waiwai Educational Program with Hawaiian Community Assets

In March 2009 Kahua Waiwai, Opio Edition was completed and 2000 copies printed. By engaging community in the front end of the project through outreach and focus groups, HCA now had numerous service providers, schools, and government agencies that had a stake in the curriculum and were interested in integrating it into their existing programs. As such, HCA coordinated and conducted train-the-trainer sessions to train folks like Ms. Lincoln from PHHCA on how to develop and deliver financial education programs in their own communities using the Kahua Waiwai curriculum. In April 2009, after completion of the train-the-trainer sessions, HCA organized 20 trained trainers to deliver their first youth financial education workshops in commemoration of Financial Literacy Month.

Ms. Lincoln and PHHCA were among the groups that delivered their first workshop, and they continued on their path with technical assistance from HCA on how to develop evaluation forms, plan workshop activities, and promote workshops. In October 2009, after completing a 16-week program covering basic economics, employment and entrepreneurship, budgeting and saving, banking, credit and credit reports, consumer fraud, buying cars, paying for college, filing taxes, and buying and renting homes, 8 teenagers from Panaewa Hawaiian Homelands became the first graduating class from a Kahua Waiwai Youth Financial Education program. During the program, all eight teenagers developed resumes, opened savings accounts, and started saving regularly, while three secured jobs.

At the graduation celebration, Panaewa teen and graduate Chevlyn Wooley said, “I’m proud to say that I have a job! I started the class clueless and jobless. Now I have the knowledge to make better decisions about money.”

Another graduate, Kimberly Pa, stated, “The words I hear people talk about are starting to make sense; I think my brother needs (financial education) too. I didn’t know about all the (taxes) that comes out of your paycheck. I learned a lot, especially about wise decision making and how my decisions affect more than just me.”

In addition to the short-term impacts of taking part in the program, long-term outcomes continue that neither HCA nor PHHCA could have predicted. For instance, four of the Panaewa graduates increased their involvement in community and ran for, and won, seats on the PHHCA Board. To date, the four young leaders have been engaged in coordinating the community’s effort to rehabilitate their local park, increase homeownership, and provide youth programs for Panaewa families who have been impacted by statewide school-day furloughs.

Furthermore, Ms. Wooley serves as a peer trainer for PHHCA’s Kahua Waiwai program which continues to

serve both youth living in, and outside of, Panewa Hawaiian Homelands with culturally-relevant financial education. Ms. Pa recently signed on as a volunteer to help promote free Volunteers in Tax Assistance sites coordinated by HCA and intake workers and working families in need of tax preparation assistance.

Finally, six from the graduating class continue to expand their financial skills by taking part in HCA’s Youth MATCH (Managing Assets to Change Hawai‘i) Program which provides a 3:1 match on savings up to $100 for the purchase of a savings goal associated with education, housing, or business development.

Kahua Waiwai Educational Program with Hawaiian Community Assets

Most notably, the PHHCA story has inspired more trainers and organizations across the state to serve their youth with financial education using Kahua Waiwai. Funds from Bank of Hawaii and the County of Hawai‘i along with purchase of curriculum and training/technical assistance contracts by trainers has transformed HCA’s youth financial education program into a social enterprise. The revenue generated is being used to provide free family financial education to homeless families living in transitional shelters and incarcerated mothers and fathers re-entering society.

Due to a convergence of family needs and the economic downturn, a movement continues to build in Hawai‘i that is dedicated to instilling within our next generation the skills necessary to make wise financial decisions, today and tomorrow. The story of PHHCA is just one of many that make up the narrative of Kahua Waiwai Opio Edition. However, the process of investing in the social and human capital to build a curriculum and program that addresses the specific economic and financial needs of Hawaii families residing in low- and moderate-income communities is the same, and the returns on such an investment will continue to be seen for years to come.

Workshop Calendar

HCA presents endless opportunities to achieve financial security with FREE classes, training courses, and workshops. In order to participate in any of our educational workshops, you will first need to enroll with one of our Financial Opportunity Centers HERE.

Financial Workshop at Hawaiian Community Assets News
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