Building on the success of the past year, the Homeowner Assistance Fund (HAF) for residents on Hawaiʻi Island has now...
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Hawai‘i Community Lending launches Homeowner Assistance Fund. [ Learn more ]
A strong foundation, if built properly, will serve generations to come.
Let us help your ‘ohana achieve the dream of homeownership.
Welcome to Hawaiian Community Assets
We offer financial education, grants and loans to assist our local people build genuine wealth that can be shared and passed on to future generations. We operate four Financial Opportunity Centers located on four islands in Anahola, Kaua‘i; Hilo, Hawai‘i; Honolulu, O‘ahu and Wailuku, Maui.
Through our partnerships with Local Initiatives Support Corporation, other public and private funders, and individuals and families, we are able to strengthen our community outreach and create meaningful change.
Donate today!
100% of your donation will go to provide free financial counseling to our Hawai‘i residents – your neighbors, friends and family. Mahalo nui loa for your generosity!
Impact
Financial Opportunity Centers
Our centers are your “one-stop-shops” for financial counseling; income support; career coaching; and referrals to grants, loans and affordable mortgage financing – all to increase income and assets for kama‘aina. We specialize in helping our people become financially qualified for rentals and homeownership.
Build your foundation
Hawaiian Community Assets is here to help your ʻohana achieve the dream of homeownership. We provide solutions and resources rooted in Hawaiian cultural values to help Native Hawaiians and island residents gain a home and financial security. Our expert team is ready to guide you with resources, training, tools and more!
Latest news
Homeowner Assistance Fund Expands to $3M to Help Kauai Homeowners
November 22, 2022
Building on the success of the past year, the Homeowner Assistance Fund (HAF) for residents on Kauaʻi has now expanded...
Read More
O‘AHU – Low-Income Home Energy Assistance Program (LIHEAP)
September 22, 2022
O‘AHU - Low-Income Home Energy Assistance Program (LIHEAP) The Low-Income Home Energy Assistance Program (LIHEAP) is designed to help families...
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Services
Financial counseling
Meet with a certified counselor to create a household budget, review your credit, and make an action plan to reach your financial or housing goal.
Income support
Gain access to public benefits and assistance programs to increase your household income. Get referrals to grants and loans.
Career coaching
Identify career goals and explore opportunities to increase income through career coaching. Get referrals to job training programs.
Opportunities & Programs
Take the first step today!
Contact one of our certified counselors at any of our four island-based Financial Opportunity Centers. Counselors provide free tools and training to obtain rentals, purchase homes and gain financial stability.
Take the first step today
Contact one of our certified counselors at any of our four island-based Financial Opportunity Centers. Counselors provide free tools and training to obtain rentals, purchase homes and gain financial stability.
Renter Assistance
First steps: Complete a client intake packet and HCA counselors will enroll you in a renter and financial education workshop.
Emergency loan program: Money when you need it. Emergency loans and grants up to $5,000.
Housing counseling: Create a budget and action plan to obtain a rental.
Renter and financial education: Free workshops lay the groundwork.
Matching grants and loans Up to $25,000: Good work rewarded!
Homebuyer Assistance
First steps: Complete a client intake packet, and HCA counselors will enroll you in a homebuyer workshop.
Homebuyer education: Free workshops lay the groundwork.
Pre-purchase counseling: Get a free mortgage qualification estimate, increase savings, and improve your credit to become a homeowner.
Down payment assistance: Grants up to $7,500.
Loans up to $100,000: Use to improve credit or for down payment and closing costs.*
Mortgage assistance: Find your path to affordable mortgage loans.
*Income and other program restrictions apply.
Financial Opportunities for Families
Did you know childcare can cost up to one-third of your income?
Meet with a HCA team member to:
• Get a financial health check.
• Access $3,000 or more annually for each child.
• Build a daily spending and savings plan.
• Receive a one-time savings match up to $2,000 for childcare. • Apply for childcare tuition assistance.
Native Hawaiian Farmers Support
Are you a Native Hawaiian farmer looking for financial assistance?
• Get help to qualify for rental and mortgage loans.
• Access loans up to $100,000 for homebuying costs.*
• Qualify for up to $11,500 in grant funds for home purchase.*
• Learn about grants for first month’s rent/deposit up to $4,000.*
*Income and other program restrictions apply.
Homeowner Assistance Fund
Grants up to $30,000 to assist homeowners on Hawai‘i Island and Kaua‘i who are in financial hardship pay past due mortgages or reduce monthly payments. Funding is limited to homeowners who reside on Hawai‘i Island and Kaua‘i who have loans with participating mortgage servicers ONLY.
Enroll by phone:
• Hawai‘i Island: (808) 934‐0801
• Kaua‘i: (808) 784‐3841
Enroll in‐person at the Hawai‘i Island or Kaua‘i Financial Opportunity Center (call before coming to the office)
• 1315 Kalanianaole Avenue, Hilo, HI 96720
• 2600 Kaumualii Highway, Suite E-12, Lihue, HI 96766
Enroll online by following the link below.
Start where you are
What help do you need?
Hawaiian Community Assets offers services for every step of the way, from debt recovery and job placement, to education and career advancement. No matter your situation, we have solutions to steer you smoothly on the path toward homeownership and financial stability.
Set your sights
Ongoing education is your key to achieving financial success. Hawaiian Community Assets provides a wealth of resources—one-on-one consultations, classes, workshops, meetings and community events—all aimed at helping you meet your personal financial goals. Make a plan, and HCA’s caring team will support you all the way!
Workshop calendar
HCA presents ongoing opportunities to achieve financial security with FREE classes, training courses, and workshops. To participate in one of our educational workshops, simply enroll with one of our Financial Opportunity Centers HERE.
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Partners
Hawai‘i Community Lending
Hawai‘i Community Lending (HCL) is the sister company of Hawaiian Community Assets. HCL is a 501(c)3 nonprofit U.S. Treasury-certified community development financial institution that provides our clients with grants, loans and help with mortgage financing. To learn more about assistance available to Financial Opportunity Center clients, visit www.hawaiicommunitylending.com
Hawaiian Community Assets (HCA) and Hawai‘i County’s Financial Empowerment Center (FEC) are pleased to announce their partnership. By joining forces, both organizations strengthen their abilities to help Hawaiʻi Island residents achieve homeownership and financial stability.
Contact FEC for free one-on-one financial counseling:
• Manage and lower debt
• Build or improve credit
• Create a budget
• Build savings
• Find safe and affordable financial products
*Supported by County of Hawai'i.
